Call reports 2012
NEW HAVEN BANK — 2012
What NEW HAVEN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,781,000 | 37,406,000 | 39,102,000 | 41,403,000 |
| Total loans | 11,755,000 | 15,846,000 | 21,018,000 | 28,587,000 |
| Allowance for loan losses | 133,000 | 178,000 | 238,000 | 338,000 |
| Securities available for sale | 12,769,000 | 12,257,000 | 11,797,000 | 6,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,742,000 | 28,117,000 | 30,444,000 | 33,539,000 |
| Interest-bearing deposits | 25,304,000 | 25,762,000 | 26,264,000 | 30,071,000 |
| Noninterest-bearing deposits | 1,438,000 | 2,355,000 | 4,180,000 | 3,468,000 |
| Equity capital | 9,427,000 | 8,701,000 | 8,055,000 | 7,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 444,000 | 715,000 | 1,042,000 |
| Interest expense | 69,000 | 159,000 | 243,000 | 334,000 |
| Net interest income | 74,000 | 285,000 | 472,000 | 708,000 |
| Noninterest income | 72,000 | 6,000 | 12,000 | 15,000 |
| Noninterest expense | 783,000 | 1,638,000 | 2,457,000 | 3,478,000 |
| Provision for loan losses | 54,000 | 100,000 | 162,000 | 263,000 |
| Pretax income | -652,000 | -1,408,000 | -2,096,000 | -2,928,000 |
| Income tax | 1,000 | 1,000 | 0 | 1,000 |
| Net income | -653,000 | -1,409,000 | -2,096,000 | -2,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,352,000 | 8,597,000 | 7,909,000 | 7,077,000 |
| Total capital | 9,485,000 | 8,775,000 | 8,147,000 | 7,374,000 |
| Risk-weighted assets | 11,439,000 | 15,158,000 | 18,645,000 | 23,756,000 |