Call reports 2009
REPUBLIC FEDERAL BANK, N.A. — 2009
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 472,514,000 | 439,331,000 | 433,011,000 |
| Total loans | 374,038,000 | 351,058,000 | 341,329,000 |
| Allowance for loan losses | 11,779,000 | 10,473,000 | 7,432,000 |
| Securities available for sale | 49,507,000 | 46,281,000 | 43,739,000 |
| Securities held to maturity | 4,689,000 | 4,076,000 | 3,830,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 383,050,000 | 356,878,000 | 352,695,000 |
| Interest-bearing deposits | 295,545,000 | 275,895,000 | 268,417,000 |
| Noninterest-bearing deposits | 87,505,000 | 80,983,000 | 84,278,000 |
| Equity capital | -9,540,000 | -11,811,000 | -14,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 5,944,000 | 11,037,000 | 15,869,000 |
| Interest expense | 2,357,000 | 4,359,000 | 6,183,000 |
| Net interest income | 3,587,000 | 6,678,000 | 9,686,000 |
| Noninterest income | 1,225,000 | -1,197,000 | -541,000 |
| Noninterest expense | 9,295,000 | 15,395,000 | 20,872,000 |
| Provision for loan losses | 4,558,000 | 4,658,000 | 4,845,000 |
| Pretax income | -11,522,000 | -18,810,000 | -25,561,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -11,522,000 | -18,810,000 | -25,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 18,036,000 | 11,079,000 | 4,881,000 |
| Total capital | 33,417,000 | 22,158,000 | 9,762,000 |
| Risk-weighted assets | 509,084,000 | 509,970,000 | 491,648,000 |