Call reports 2008
REPUBLIC FEDERAL BANK, N.A. — 2008
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 613,165,000 | 590,282,000 | 533,528,000 | 482,627,000 |
| Total loans | 458,686,000 | 442,952,000 | 397,812,000 | 374,727,000 |
| Allowance for loan losses | 7,525,000 | 8,014,000 | 8,422,000 | 9,953,000 |
| Securities available for sale | 82,831,000 | 81,670,000 | 72,534,000 | 58,787,000 |
| Securities held to maturity | 8,550,000 | 8,321,000 | 8,322,000 | 6,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,696,000 | 428,103,000 | 383,396,000 | 371,693,000 |
| Interest-bearing deposits | 360,465,000 | 347,534,000 | 306,705,000 | 297,250,000 |
| Noninterest-bearing deposits | 77,231,000 | 80,569,000 | 76,691,000 | 74,443,000 |
| Equity capital | 52,930,000 | 43,168,000 | 34,143,000 | 9,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,791,000 | 17,473,000 | 25,400,000 | 32,594,000 |
| Interest expense | 4,365,000 | 7,750,000 | 10,786,000 | 13,414,000 |
| Net interest income | 4,426,000 | 9,723,000 | 14,614,000 | 19,180,000 |
| Noninterest income | 514,000 | 1,084,000 | 1,584,000 | 2,249,000 |
| Noninterest expense | 5,740,000 | 11,165,000 | 17,030,000 | 29,504,000 |
| Provision for loan losses | 0 | 1,055,000 | 4,080,000 | 7,931,000 |
| Pretax income | -779,000 | -1,392,000 | -7,644,000 | -21,318,000 |
| Income tax | -293,000 | 4,000 | 4,000 | 3,785,000 |
| Net income | -486,000 | -1,396,000 | -7,648,000 | -25,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,408,000 | 42,641,000 | 37,457,000 | 28,546,000 |
| Total capital | 58,025,000 | 56,273,000 | 50,829,000 | 41,818,000 |
| Risk-weighted assets | 370,402,000 | 371,179,000 | 349,819,000 | 340,079,000 |