Call reports 2007
REPUBLIC FEDERAL BANK, N.A. — 2007
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 701,540,000 | 673,193,000 | 632,222,000 | 632,226,000 |
| Total loans | 515,546,000 | 496,862,000 | 469,648,000 | 461,516,000 |
| Allowance for loan losses | 5,561,000 | 5,680,000 | 5,168,000 | 7,958,000 |
| Securities available for sale | 96,813,000 | 91,322,000 | 81,914,000 | 81,866,000 |
| Securities held to maturity | 18,249,000 | 17,249,000 | 15,249,000 | 11,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,336,000 | 493,229,000 | 459,549,000 | 453,714,000 |
| Interest-bearing deposits | 431,095,000 | 412,260,000 | 391,366,000 | 377,999,000 |
| Noninterest-bearing deposits | 70,241,000 | 80,969,000 | 68,183,000 | 75,715,000 |
| Equity capital | 49,613,000 | 54,507,000 | 52,014,000 | 55,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,640,000 | 22,545,000 | 32,161,000 | 41,425,000 |
| Interest expense | 6,882,000 | 13,494,000 | 19,643,000 | 25,165,000 |
| Net interest income | 4,758,000 | 9,051,000 | 12,518,000 | 16,260,000 |
| Noninterest income | 2,184,000 | 4,003,000 | 5,012,000 | 5,632,000 |
| Noninterest expense | 6,040,000 | 11,445,000 | 17,969,000 | 26,807,000 |
| Provision for loan losses | 170,000 | 540,000 | 1,055,000 | 3,950,000 |
| Pretax income | 734,000 | 1,072,000 | -1,491,000 | -8,861,000 |
| Income tax | 267,000 | 385,000 | -427,000 | -3,335,000 |
| Net income | 467,000 | 687,000 | -1,064,000 | -5,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,832,000 | 45,777,000 | 45,428,000 | 44,141,000 |
| Total capital | 58,972,000 | 64,768,000 | 59,183,000 | 57,756,000 |
| Risk-weighted assets | 414,773,000 | 402,593,000 | 383,975,000 | 369,803,000 |