Call reports 2006
REPUBLIC FEDERAL BANK, N.A. — 2006
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 318,974,000 | 319,783,000 | 713,015,000 | 713,163,000 |
| Total loans | 140,402,000 | 143,715,000 | 503,102,000 | 524,753,000 |
| Allowance for loan losses | 1,195,000 | 1,115,000 | 4,178,000 | 5,387,000 |
| Securities available for sale | 87,525,000 | 94,255,000 | 111,230,000 | 104,572,000 |
| Securities held to maturity | 19,247,000 | 19,249,000 | 18,249,000 | 18,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,566,000 | 235,195,000 | 507,952,000 | 523,577,000 |
| Interest-bearing deposits | 171,329,000 | 185,242,000 | 435,697,000 | 453,012,000 |
| Noninterest-bearing deposits | 59,237,000 | 49,953,000 | 72,255,000 | 70,565,000 |
| Equity capital | 37,086,000 | 48,396,000 | 51,573,000 | 49,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,453,000 | 9,141,000 | 14,507,000 | 25,646,000 |
| Interest expense | 1,927,000 | 4,117,000 | 6,950,000 | 13,735,000 |
| Net interest income | 2,526,000 | 5,024,000 | 7,557,000 | 11,911,000 |
| Noninterest income | 2,323,000 | 5,034,000 | 7,346,000 | 9,402,000 |
| Noninterest expense | 5,529,000 | 11,180,000 | 16,839,000 | 27,454,000 |
| Provision for loan losses | 52,000 | 161,000 | 216,000 | 1,401,000 |
| Pretax income | -732,000 | -1,283,000 | -2,152,000 | -7,541,000 |
| Income tax | -285,000 | -489,000 | -825,000 | -3,727,000 |
| Net income | -447,000 | -794,000 | -1,327,000 | -3,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,889,000 | 48,190,000 | 46,410,000 | 39,039,000 |
| Total capital | 38,141,000 | 49,358,000 | 64,366,000 | 58,264,000 |
| Risk-weighted assets | 167,156,000 | 174,625,000 | 393,718,000 | 417,091,000 |