Call reports 2005
REPUBLIC FEDERAL BANK, N.A. — 2005
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 262,237,000 | 315,599,000 | 302,691,000 | 320,372,000 |
| Total loans | 116,380,000 | 174,216,000 | 160,347,000 | 159,138,000 |
| Allowance for loan losses | 1,290,000 | 1,423,000 | 1,370,000 | 1,193,000 |
| Securities available for sale | 84,206,000 | 80,197,000 | 78,645,000 | 81,025,000 |
| Securities held to maturity | 19,242,000 | 19,247,000 | 19,247,000 | 19,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,616,000 | 182,061,000 | 203,892,000 | 233,253,000 |
| Interest-bearing deposits | 95,755,000 | 127,591,000 | 147,096,000 | 171,768,000 |
| Noninterest-bearing deposits | 56,861,000 | 54,470,000 | 56,796,000 | 61,485,000 |
| Equity capital | 39,844,000 | 39,718,000 | 38,998,000 | 37,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,120,000 | 6,795,000 | 10,817,000 | 15,477,000 |
| Interest expense | 840,000 | 2,034,000 | 3,553,000 | 5,484,000 |
| Net interest income | 2,280,000 | 4,761,000 | 7,264,000 | 9,993,000 |
| Noninterest income | 1,332,000 | 2,943,000 | 5,110,000 | 7,164,000 |
| Noninterest expense | 3,589,000 | 8,284,000 | 13,797,000 | 19,056,000 |
| Provision for loan losses | 28,000 | 95,000 | 140,000 | 51,000 |
| Pretax income | 0 | -668,000 | -1,556,000 | -1,943,000 |
| Income tax | 0 | -252,000 | -613,000 | 101,000 |
| Net income | 0 | -416,000 | -943,000 | -2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,118,000 | 39,646,000 | 38,989,000 | 37,695,000 |
| Total capital | 41,408,000 | 41,069,000 | 40,359,000 | 38,929,000 |
| Risk-weighted assets | 121,752,000 | 155,328,000 | 150,096,000 | 162,643,000 |