Call reports 2004
REPUBLIC FEDERAL BANK, N.A. — 2004
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 171,413,000 | 188,639,000 | 197,455,000 | 234,538,000 |
| Total loans | 103,686,000 | 102,486,000 | 103,665,000 | 110,779,000 |
| Allowance for loan losses | 1,464,000 | 1,474,000 | 1,377,000 | 1,410,000 |
| Securities available for sale | 27,636,000 | 38,503,000 | 53,696,000 | 70,803,000 |
| Securities held to maturity | 10,719,000 | 15,239,000 | 14,745,000 | 13,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,829,000 | 109,787,000 | 122,302,000 | 136,724,000 |
| Interest-bearing deposits | 72,959,000 | 70,804,000 | 81,062,000 | 97,953,000 |
| Noninterest-bearing deposits | 34,870,000 | 38,983,000 | 41,240,000 | 38,771,000 |
| Equity capital | 14,554,000 | 19,631,000 | 19,959,000 | 40,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,791,000 | 5,991,000 | 8,709,000 |
| Interest expense | 276,000 | 552,000 | 947,000 | 1,567,000 |
| Net interest income | 1,635,000 | 3,239,000 | 5,044,000 | 7,142,000 |
| Noninterest income | 1,442,000 | 2,798,000 | 4,151,000 | 5,452,000 |
| Noninterest expense | 2,722,000 | 5,481,000 | 8,360,000 | 11,192,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -75,000 |
| Pretax income | 355,000 | 565,000 | 923,000 | 1,465,000 |
| Income tax | 134,000 | 213,000 | 347,000 | 551,000 |
| Net income | 221,000 | 352,000 | 576,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,256,000 | 19,561,000 | 19,785,000 | 40,122,000 |
| Total capital | 15,196,000 | 20,568,000 | 20,786,000 | 41,186,000 |
| Risk-weighted assets | 74,642,000 | 80,078,000 | 79,699,000 | 84,767,000 |