Call reports 2003
REPUBLIC FEDERAL BANK, N.A. — 2003
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,997,000 | 170,852,000 | 162,542,000 | 177,414,000 |
| Total loans | 104,986,000 | 89,180,000 | 95,040,000 | 102,662,000 |
| Allowance for loan losses | 2,868,000 | 1,360,000 | 1,362,000 | 1,379,000 |
| Securities available for sale | 10,449,000 | 9,920,000 | 9,021,000 | 9,940,000 |
| Securities held to maturity | 0 | 0 | 4,928,000 | 4,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,544,000 | 109,920,000 | 110,575,000 | 111,500,000 |
| Interest-bearing deposits | 82,267,000 | 72,493,000 | 73,625,000 | 73,429,000 |
| Noninterest-bearing deposits | 35,277,000 | 37,427,000 | 36,950,000 | 38,071,000 |
| Equity capital | 14,456,000 | 14,283,000 | 14,401,000 | 14,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,262,000 | 6,099,000 | 8,037,000 |
| Interest expense | 421,000 | 796,000 | 1,076,000 | 1,354,000 |
| Net interest income | 1,883,000 | 3,466,000 | 5,023,000 | 6,683,000 |
| Noninterest income | 1,189,000 | 2,503,000 | 3,671,000 | 4,917,000 |
| Noninterest expense | 2,636,000 | 5,388,000 | 8,057,000 | 10,745,000 |
| Provision for loan losses | 318,000 | 770,000 | 798,000 | 798,000 |
| Pretax income | 172,000 | -135,000 | -90,000 | 128,000 |
| Income tax | 54,000 | -61,000 | -174,000 | 107,000 |
| Net income | 118,000 | -74,000 | 84,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,132,000 | 13,940,000 | 14,098,000 | 14,035,000 |
| Total capital | 15,267,000 | 15,016,000 | 15,158,000 | 15,120,000 |
| Risk-weighted assets | 89,052,000 | 85,817,000 | 84,521,000 | 86,486,000 |