Call reports 2002
REPUBLIC FEDERAL BANK, N.A. — 2002
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 256,130,000 | 214,140,000 | 187,059,000 | 171,272,000 |
| Total loans | 132,642,000 | 120,421,000 | 108,420,000 | 112,141,000 |
| Allowance for loan losses | 2,463,000 | 3,001,000 | 1,849,000 | 2,588,000 |
| Securities available for sale | 16,704,000 | 16,090,000 | 15,547,000 | 15,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,209,000 | 155,104,000 | 120,407,000 | 121,699,000 |
| Interest-bearing deposits | 119,395,000 | 111,165,000 | 89,193,000 | 83,092,000 |
| Noninterest-bearing deposits | 37,814,000 | 43,939,000 | 31,214,000 | 38,607,000 |
| Equity capital | 15,262,000 | 14,944,000 | 14,987,000 | 14,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,174,000 | 6,062,000 | 8,701,000 | 11,188,000 |
| Interest expense | 1,113,000 | 2,034,000 | 2,818,000 | 3,350,000 |
| Net interest income | 2,061,000 | 4,028,000 | 5,883,000 | 7,838,000 |
| Noninterest income | 1,377,000 | 2,679,000 | 4,213,000 | 5,442,000 |
| Noninterest expense | 3,120,000 | 6,308,000 | 9,284,000 | 12,039,000 |
| Provision for loan losses | 138,000 | 857,000 | 1,207,000 | 2,547,000 |
| Pretax income | 180,000 | -458,000 | -395,000 | -1,306,000 |
| Income tax | 68,000 | -172,000 | -149,000 | -488,000 |
| Net income | 112,000 | -286,000 | -246,000 | -818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,944,000 | 14,546,000 | 14,586,000 | 14,014,000 |
| Total capital | 16,585,000 | 16,001,000 | 15,930,000 | 15,290,000 |
| Risk-weighted assets | 130,447,000 | 114,892,000 | 106,991,000 | 100,734,000 |