Call reports 2001
REPUBLIC FEDERAL BANK, N.A. — 2001
What REPUBLIC FEDERAL BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 167,145,000 | 185,613,000 | 251,213,000 | 244,739,000 |
| Total loans | 117,106,000 | 132,404,000 | 137,157,000 | 122,541,000 |
| Allowance for loan losses | 1,254,000 | 1,649,000 | 2,713,000 | 2,702,000 |
| Securities available for sale | 13,240,000 | 16,339,000 | 13,980,000 | 12,648,000 |
| Securities held to maturity | 2,022,000 | 23,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,347,000 | 161,005,000 | 165,930,000 | 163,646,000 |
| Interest-bearing deposits | 116,640,000 | 131,375,000 | 125,857,000 | 121,682,000 |
| Noninterest-bearing deposits | 27,707,000 | 29,630,000 | 40,073,000 | 41,964,000 |
| Equity capital | 16,155,000 | 16,125,000 | 15,791,000 | 15,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,065,000 | 10,662,000 | 14,132,000 |
| Interest expense | 1,638,000 | 3,214,000 | 4,801,000 | 6,229,000 |
| Net interest income | 1,890,000 | 3,851,000 | 5,861,000 | 7,903,000 |
| Noninterest income | 484,000 | 989,000 | 1,823,000 | 3,189,000 |
| Noninterest expense | 2,020,000 | 4,165,000 | 6,525,000 | 10,056,000 |
| Provision for loan losses | 56,000 | 489,000 | 1,670,000 | 2,307,000 |
| Pretax income | 298,000 | 186,000 | -511,000 | -1,271,000 |
| Income tax | 112,000 | 70,000 | -192,000 | -485,000 |
| Net income | 186,000 | 116,000 | -319,000 | -786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,154,000 | 16,084,000 | 15,251,000 | 14,891,000 |
| Total capital | 17,273,000 | 17,387,000 | 16,988,000 | 16,564,000 |
| Risk-weighted assets | 89,407,000 | 103,865,000 | 137,982,000 | 132,842,000 |