Call reports 2017
BLUE GRASS COMMUNITY BANK, INC. — 2017
What BLUE GRASS COMMUNITY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,074,000 | 64,176,000 | 59,091,000 | 56,222,000 |
| Total loans | 41,542,000 | 36,847,000 | 34,208,000 | 33,022,000 |
| Allowance for loan losses | 816,000 | 717,000 | 730,000 | 797,000 |
| Securities available for sale | 8,961,000 | 8,709,000 | 7,448,000 | 7,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,708,000 | 53,107,000 | 48,200,000 | 46,056,000 |
| Interest-bearing deposits | 49,266,000 | 46,991,000 | 41,889,000 | 39,947,000 |
| Noninterest-bearing deposits | 5,442,000 | 6,116,000 | 6,311,000 | 6,109,000 |
| Equity capital | 6,329,000 | 6,030,000 | 5,842,000 | 5,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,174,000 | 1,706,000 | 2,208,000 |
| Interest expense | 133,000 | 262,000 | 378,000 | 491,000 |
| Net interest income | 503,000 | 912,000 | 1,328,000 | 1,717,000 |
| Noninterest income | 37,000 | 75,000 | 73,000 | 113,000 |
| Noninterest expense | 610,000 | 1,259,000 | 1,860,000 | 2,420,000 |
| Provision for loan losses | 0 | 142,000 | 142,000 | 142,000 |
| Pretax income | -70,000 | -414,000 | -601,000 | -732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -70,000 | -414,000 | -601,000 | -732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,296,000 | 5,952,000 | 5,765,000 | 5,633,000 |
| Total capital | 6,796,000 | 6,423,000 | 6,203,000 | 6,049,000 |
| Risk-weighted assets | 39,714,000 | 37,330,000 | 34,748,000 | 32,921,000 |