Call reports 2016
BLUE GRASS COMMUNITY BANK, INC. — 2016
What BLUE GRASS COMMUNITY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,716,000 | 75,389,000 | 72,460,000 | 70,054,000 |
| Total loans | 55,691,000 | 54,780,000 | 52,220,000 | 48,685,000 |
| Allowance for loan losses | 655,000 | 646,000 | 726,000 | 804,000 |
| Securities available for sale | 11,774,000 | 10,550,000 | 9,635,000 | 9,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,028,000 | 62,611,000 | 60,430,000 | 58,644,000 |
| Interest-bearing deposits | 56,249,000 | 57,085,000 | 54,921,000 | 52,706,000 |
| Noninterest-bearing deposits | 5,779,000 | 5,526,000 | 5,509,000 | 5,938,000 |
| Equity capital | 6,949,000 | 7,047,000 | 6,781,000 | 6,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,604,000 | 2,377,000 | 3,088,000 |
| Interest expense | 141,000 | 288,000 | 438,000 | 577,000 |
| Net interest income | 648,000 | 1,316,000 | 1,939,000 | 2,511,000 |
| Noninterest income | 42,000 | 36,000 | 131,000 | 172,000 |
| Noninterest expense | 586,000 | 1,152,000 | 2,034,000 | 2,754,000 |
| Provision for loan losses | 50,000 | 65,000 | 152,000 | 342,000 |
| Pretax income | 54,000 | 135,000 | -116,000 | -413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 135,000 | -116,000 | -413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,832,000 | 6,914,000 | 6,662,000 | 6,366,000 |
| Total capital | 7,461,000 | 7,537,000 | 7,262,000 | 6,928,000 |
| Risk-weighted assets | 50,269,000 | 49,843,000 | 47,837,000 | 44,698,000 |