Call reports 2012
BLUE GRASS COMMUNITY BANK, INC. — 2012
What BLUE GRASS COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,806,000 | 49,514,000 | 51,869,000 | 52,893,000 |
| Total loans | 30,034,000 | 33,551,000 | 35,126,000 | 36,866,000 |
| Allowance for loan losses | 376,000 | 376,000 | 377,000 | 377,000 |
| Securities available for sale | 8,668,000 | 10,753,000 | 11,568,000 | 12,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,759,000 | 42,398,000 | 44,623,000 | 44,646,000 |
| Interest-bearing deposits | 37,463,000 | 39,649,000 | 42,416,000 | 42,417,000 |
| Noninterest-bearing deposits | 2,296,000 | 2,749,000 | 2,207,000 | 2,229,000 |
| Equity capital | 6,283,000 | 6,368,000 | 6,458,000 | 6,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,055,000 | 1,635,000 | 2,238,000 |
| Interest expense | 154,000 | 305,000 | 458,000 | 602,000 |
| Net interest income | 355,000 | 750,000 | 1,177,000 | 1,636,000 |
| Noninterest income | 21,000 | 43,000 | 74,000 | 104,000 |
| Noninterest expense | 409,000 | 820,000 | 1,225,000 | 1,618,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 12,000 |
| Pretax income | -42,000 | -36,000 | 17,000 | 110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -42,000 | -36,000 | 17,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,114,000 | 6,161,000 | 6,230,000 | 6,339,000 |
| Total capital | 6,490,000 | 6,537,000 | 6,607,000 | 6,716,000 |
| Risk-weighted assets | 30,184,000 | 33,084,000 | 34,667,000 | 35,949,000 |