Call reports 2011
BLUE GRASS COMMUNITY BANK, INC. — 2011
What BLUE GRASS COMMUNITY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,531,000 | 40,242,000 | 42,356,000 | 44,421,000 |
| Total loans | 25,331,000 | 26,673,000 | 28,318,000 | 29,251,000 |
| Allowance for loan losses | 331,000 | 341,000 | 366,000 | 368,000 |
| Securities available for sale | 7,418,000 | 7,088,000 | 7,280,000 | 9,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,092,000 | 32,472,000 | 35,664,000 | 36,781,000 |
| Interest-bearing deposits | 29,288,000 | 30,534,000 | 33,631,000 | 34,811,000 |
| Noninterest-bearing deposits | 1,804,000 | 1,938,000 | 2,033,000 | 1,970,000 |
| Equity capital | 5,948,000 | 5,871,000 | 5,831,000 | 5,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 854,000 | 1,317,000 | 1,799,000 |
| Interest expense | 142,000 | 277,000 | 429,000 | 582,000 |
| Net interest income | 277,000 | 577,000 | 888,000 | 1,217,000 |
| Noninterest income | 16,000 | 34,000 | 53,000 | 71,000 |
| Noninterest expense | 373,000 | 781,000 | 1,161,000 | 1,627,000 |
| Provision for loan losses | 21,000 | 32,000 | 57,000 | 68,000 |
| Pretax income | -101,000 | -202,000 | -277,000 | -407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -101,000 | -202,000 | -277,000 | -407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,866,000 | 5,748,000 | 5,655,000 | 5,718,000 |
| Total capital | 6,197,000 | 6,089,000 | 6,009,000 | 6,086,000 |
| Risk-weighted assets | 25,815,000 | 26,624,000 | 28,437,000 | 29,476,000 |