Call reports 2009
BLUE GRASS COMMUNITY BANK, INC. — 2009
What BLUE GRASS COMMUNITY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 8,406,000 | 15,323,000 | 24,745,000 | 30,202,000 |
| Total loans | 718,000 | 7,534,000 | 10,552,000 | 14,054,000 |
| Allowance for loan losses | 10,000 | 105,000 | 145,000 | 185,000 |
| Securities available for sale | 0 | 1,044,000 | 6,043,000 | 11,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 876,000 | 8,140,000 | 17,738,000 | 23,428,000 |
| Interest-bearing deposits | 675,000 | 7,562,000 | 16,875,000 | 21,995,000 |
| Noninterest-bearing deposits | 201,000 | 578,000 | 863,000 | 1,433,000 |
| Equity capital | 7,530,000 | 7,160,000 | 6,957,000 | 6,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,000 | 79,000 | 233,000 | 472,000 |
| Interest expense | 0 | 27,000 | 108,000 | 232,000 |
| Net interest income | 7,000 | 52,000 | 125,000 | 240,000 |
| Noninterest income | 0 | 3,000 | 9,000 | 14,000 |
| Noninterest expense | 1,475,000 | 1,789,000 | 2,056,000 | 2,222,000 |
| Provision for loan losses | 10,000 | 105,000 | 145,000 | 186,000 |
| Pretax income | -1,478,000 | -1,839,000 | -2,067,000 | -2,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,478,000 | -1,839,000 | -2,067,000 | -2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,530,000 | 7,170,000 | 6,954,000 | 6,661,000 |
| Total capital | 7,540,000 | 7,275,000 | 7,099,000 | 6,846,000 |
| Risk-weighted assets | 4,019,000 | 9,334,000 | 13,005,000 | 16,590,000 |