Call reports 2008
FIRST NATIONAL BANK OF HUGHES SPRINGS, THE — 2008
What FIRST NATIONAL BANK OF HUGHES SPRINGS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 164,575,000 | 165,499,000 | 174,775,000 | 176,069,000 |
| Total loans | 77,074,000 | 85,102,000 | 95,497,000 | 93,717,000 |
| Allowance for loan losses | 1,254,000 | 1,282,000 | 1,226,000 | 1,403,000 |
| Securities available for sale | 53,161,000 | 53,892,000 | 51,328,000 | 50,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,593,000 | 146,666,000 | 155,091,000 | 160,260,000 |
| Interest-bearing deposits | 131,462,000 | 124,884,000 | 132,712,000 | 111,474,000 |
| Noninterest-bearing deposits | 15,131,000 | 21,782,000 | 22,379,000 | 48,786,000 |
| Equity capital | 17,510,000 | 18,253,000 | 18,941,000 | 15,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,361,000 | 4,668,000 | 7,037,000 | 9,392,000 |
| Interest expense | 486,000 | 849,000 | 1,199,000 | 1,522,000 |
| Net interest income | 1,875,000 | 3,819,000 | 5,838,000 | 7,870,000 |
| Noninterest income | 352,000 | 834,000 | 1,139,000 | 1,452,000 |
| Noninterest expense | 1,272,000 | 2,537,000 | 3,726,000 | 5,156,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 156,000 |
| Pretax income | 953,000 | 2,113,000 | 3,248,000 | 4,013,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 953,000 | 2,113,000 | 3,248,000 | 4,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,102,000 | 16,267,000 | 17,406,000 | 14,175,000 |
| Total capital | 16,234,000 | 17,531,000 | 18,632,000 | 15,442,000 |
| Risk-weighted assets | 90,458,000 | 103,075,000 | 103,087,000 | 106,715,000 |