Call reports 2003
FIRST NATIONAL BANK OF HUGHES SPRINGS, THE — 2003
What FIRST NATIONAL BANK OF HUGHES SPRINGS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 140,179,000 | 146,575,000 | 142,401,000 | 142,338,000 |
| Total loans | 79,136,000 | 79,599,000 | 80,981,000 | 79,638,000 |
| Allowance for loan losses | 1,077,000 | 1,296,000 | 1,382,000 | 1,217,000 |
| Securities available for sale | 43,988,000 | 45,755,000 | 44,360,000 | 44,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,745,000 | 127,338,000 | 117,940,000 | 117,478,000 |
| Interest-bearing deposits | 92,649,000 | 95,233,000 | 108,006,000 | 107,240,000 |
| Noninterest-bearing deposits | 30,096,000 | 32,105,000 | 9,934,000 | 10,238,000 |
| Equity capital | 17,090,000 | 18,837,000 | 18,243,000 | 18,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,010,000 | 5,986,000 | 8,013,000 |
| Interest expense | 347,000 | 656,000 | 917,000 | 1,153,000 |
| Net interest income | 1,642,000 | 3,354,000 | 5,069,000 | 6,860,000 |
| Noninterest income | 297,000 | 596,000 | 899,000 | 1,091,000 |
| Noninterest expense | 1,154,000 | 2,189,000 | 3,284,000 | 4,497,000 |
| Provision for loan losses | 42,000 | 56,000 | 56,000 | 56,000 |
| Pretax income | 743,000 | 1,705,000 | 2,628,000 | 3,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 743,000 | 1,705,000 | 2,628,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,411,000 | 14,372,000 | 14,980,000 | 15,085,000 |
| Total capital | 14,394,000 | 15,379,000 | 16,047,000 | 16,145,000 |
| Risk-weighted assets | 78,580,000 | 80,258,000 | 85,032,000 | 84,682,000 |