Call reports 2015
SUTTER COMMUNITY BANK — 2015
What SUTTER COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 66,275,000 | 68,065,000 | 68,309,000 |
| Total loans | 51,069,000 | 51,846,000 | 48,647,000 |
| Allowance for loan losses | 1,453,000 | 1,473,000 | 1,485,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,856,000 | 58,587,000 | 58,868,000 |
| Interest-bearing deposits | 44,967,000 | 44,637,000 | 44,529,000 |
| Noninterest-bearing deposits | 11,889,000 | 13,950,000 | 14,339,000 |
| Equity capital | 9,250,000 | 9,260,000 | 9,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 683,000 | 1,345,000 | 1,997,000 |
| Interest expense | 36,000 | 73,000 | 108,000 |
| Net interest income | 647,000 | 1,272,000 | 1,889,000 |
| Noninterest income | 43,000 | 69,000 | 133,000 |
| Noninterest expense | 676,000 | 1,321,000 | 1,992,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 14,000 | 20,000 | 30,000 |
| Income tax | 0 | -4,000 | -7,000 |
| Net income | 14,000 | 24,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 9,107,000 | 9,117,000 | 9,130,000 |
| Total capital | 9,738,000 | 9,660,000 | 9,728,000 |
| Risk-weighted assets | 49,671,000 | 49,474,000 | 46,911,000 |