Call reports 2014
SUTTER COMMUNITY BANK — 2014
What SUTTER COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,481,000 | 66,910,000 | 66,123,000 | 67,422,000 |
| Total loans | 49,189,000 | 55,367,000 | 53,393,000 | 49,234,000 |
| Allowance for loan losses | 1,411,000 | 1,420,000 | 1,440,000 | 1,451,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,185,000 | 57,644,000 | 56,686,000 | 58,038,000 |
| Interest-bearing deposits | 47,669,000 | 45,925,000 | 44,990,000 | 46,555,000 |
| Noninterest-bearing deposits | 12,515,000 | 11,719,000 | 11,697,000 | 11,483,000 |
| Equity capital | 9,012,000 | 9,037,000 | 9,140,000 | 9,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,320,000 | 2,114,000 | 2,858,000 |
| Interest expense | 37,000 | 73,000 | 110,000 | 149,000 |
| Net interest income | 614,000 | 1,247,000 | 2,004,000 | 2,709,000 |
| Noninterest income | 30,000 | 70,000 | 156,000 | 186,000 |
| Noninterest expense | 667,000 | 1,350,000 | 2,061,000 | 2,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -23,000 | -33,000 | 99,000 | 179,000 |
| Income tax | -43,000 | -72,000 | -49,000 | -65,000 |
| Net income | 20,000 | 39,000 | 148,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,258,000 | 8,183,000 | 8,286,000 | 8,392,000 |
| Total capital | 8,786,000 | 8,782,000 | 8,892,000 | 8,974,000 |
| Risk-weighted assets | 41,294,000 | 47,065,000 | 47,606,000 | 45,615,000 |