Call reports 2013
SUTTER COMMUNITY BANK — 2013
What SUTTER COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,020,000 | 66,607,000 | 66,219,000 | 66,099,000 |
| Total loans | 50,317,000 | 50,338,000 | 51,667,000 | 50,433,000 |
| Allowance for loan losses | 1,351,000 | 1,380,000 | 1,384,000 | 1,397,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,713,000 | 57,369,000 | 56,916,000 | 56,792,000 |
| Interest-bearing deposits | 49,724,000 | 47,275,000 | 46,960,000 | 45,572,000 |
| Noninterest-bearing deposits | 9,989,000 | 10,094,000 | 9,957,000 | 11,220,000 |
| Equity capital | 8,855,000 | 8,894,000 | 8,957,000 | 8,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,552,000 | 2,281,000 | 2,948,000 |
| Interest expense | 50,000 | 99,000 | 142,000 | 184,000 |
| Net interest income | 773,000 | 1,453,000 | 2,139,000 | 2,764,000 |
| Noninterest income | 96,000 | 140,000 | 162,000 | 204,000 |
| Noninterest expense | 637,000 | 1,272,000 | 1,882,000 | 2,498,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 157,000 | 221,000 | 319,000 | 370,000 |
| Income tax | 58,000 | 82,000 | 118,000 | 135,000 |
| Net income | 99,000 | 139,000 | 201,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,092,000 | 8,131,000 | 8,203,000 | 8,238,000 |
| Total capital | 8,648,000 | 8,670,000 | 8,748,000 | 8,764,000 |
| Risk-weighted assets | 42,939,000 | 42,295,000 | 42,831,000 | 41,271,000 |