Call reports 2012
SUTTER COMMUNITY BANK — 2012
What SUTTER COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,549,000 | 67,141,000 | 69,824,000 | 69,089,000 |
| Total loans | 56,912,000 | 59,828,000 | 58,951,000 | 53,044,000 |
| Allowance for loan losses | 1,174,000 | 1,086,000 | 1,186,000 | 1,294,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,808,000 | 58,208,000 | 60,697,000 | 59,974,000 |
| Interest-bearing deposits | 51,627,000 | 49,993,000 | 51,743,000 | 49,832,000 |
| Noninterest-bearing deposits | 8,181,000 | 8,215,000 | 8,954,000 | 10,142,000 |
| Equity capital | 8,455,000 | 8,584,000 | 8,692,000 | 8,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,812,000 | 2,715,000 | 3,532,000 |
| Interest expense | 78,000 | 149,000 | 213,000 | 272,000 |
| Net interest income | 795,000 | 1,663,000 | 2,502,000 | 3,260,000 |
| Noninterest income | 104,000 | 429,000 | 507,000 | 535,000 |
| Noninterest expense | 613,000 | 1,311,000 | 1,963,000 | 2,532,000 |
| Provision for loan losses | 100,000 | 375,000 | 475,000 | 575,000 |
| Pretax income | 186,000 | 406,000 | 571,000 | 688,000 |
| Income tax | 59,000 | 150,000 | 207,000 | 263,000 |
| Net income | 127,000 | 256,000 | 364,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,692,000 | 7,821,000 | 7,929,000 | 7,992,000 |
| Total capital | 8,277,000 | 8,424,000 | 8,553,000 | 8,560,000 |
| Risk-weighted assets | 46,209,000 | 47,771,000 | 48,594,000 | 44,708,000 |