Call reports 2011
SUTTER COMMUNITY BANK — 2011
What SUTTER COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,645,000 | 64,667,000 | 65,236,000 | 64,572,000 |
| Total loans | 47,831,000 | 49,766,000 | 49,222,000 | 55,959,000 |
| Allowance for loan losses | 1,020,000 | 1,200,000 | 1,183,000 | 1,109,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,520,000 | 56,948,000 | 57,353,000 | 55,932,000 |
| Interest-bearing deposits | 50,162,000 | 50,243,000 | 50,799,000 | 48,694,000 |
| Noninterest-bearing deposits | 6,358,000 | 6,704,000 | 6,554,000 | 7,238,000 |
| Equity capital | 7,429,000 | 7,436,000 | 7,623,000 | 8,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,605,000 | 2,459,000 | 3,335,000 |
| Interest expense | 132,000 | 239,000 | 344,000 | 432,000 |
| Net interest income | 682,000 | 1,366,000 | 2,115,000 | 2,903,000 |
| Noninterest income | 288,000 | 420,000 | 541,000 | 311,000 |
| Noninterest expense | 679,000 | 1,334,000 | 2,017,000 | 2,634,000 |
| Provision for loan losses | 0 | 326,000 | 326,000 | 451,000 |
| Pretax income | 291,000 | 126,000 | 313,000 | 129,000 |
| Income tax | 1,000 | -171,000 | -171,000 | -1,058,000 |
| Net income | 290,000 | 297,000 | 484,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,429,000 | 7,436,000 | 7,623,000 | 7,565,000 |
| Total capital | 7,995,000 | 8,037,000 | 8,225,000 | 8,128,000 |
| Risk-weighted assets | 44,821,000 | 46,721,000 | 46,835,000 | 44,533,000 |