Call reports 2010
SUTTER COMMUNITY BANK — 2010
What SUTTER COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,361,000 | 57,325,000 | 56,963,000 | 65,337,000 |
| Total loans | 50,635,000 | 49,754,000 | 50,576,000 | 50,852,000 |
| Allowance for loan losses | 939,000 | 1,002,000 | 983,000 | 1,024,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,622,000 | 50,461,000 | 49,810,000 | 55,882,000 |
| Interest-bearing deposits | 47,086,000 | 43,899,000 | 42,767,000 | 48,714,000 |
| Noninterest-bearing deposits | 6,536,000 | 6,562,000 | 7,043,000 | 7,168,000 |
| Equity capital | 6,446,000 | 6,591,000 | 6,844,000 | 7,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,740,000 | 2,641,000 | 3,532,000 |
| Interest expense | 169,000 | 299,000 | 406,000 | 535,000 |
| Net interest income | 689,000 | 1,441,000 | 2,235,000 | 2,997,000 |
| Noninterest income | -317,000 | -211,000 | -88,000 | 164,000 |
| Noninterest expense | 700,000 | 1,333,000 | 1,982,000 | 2,652,000 |
| Provision for loan losses | 50,000 | 130,000 | 145,000 | 195,000 |
| Pretax income | -378,000 | -233,000 | 20,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -378,000 | -233,000 | 20,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,446,000 | 6,591,000 | 6,844,000 | 7,139,000 |
| Total capital | 7,021,000 | 7,170,000 | 7,418,000 | 7,702,000 |
| Risk-weighted assets | 44,870,000 | 45,106,000 | 45,525,000 | 43,782,000 |