Call reports 2007
SUTTER COMMUNITY BANK — 2007
What SUTTER COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,253,000 | 35,239,000 | 40,893,000 | 45,719,000 |
| Total loans | 23,446,000 | 26,401,000 | 30,196,000 | 33,155,000 |
| Allowance for loan losses | 294,000 | 331,000 | 354,000 | 434,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,347,000 | 27,406,000 | 33,264,000 | 37,869,000 |
| Interest-bearing deposits | 19,154,000 | 24,170,000 | 29,646,000 | 32,888,000 |
| Noninterest-bearing deposits | 3,193,000 | 3,236,000 | 3,618,000 | 4,981,000 |
| Equity capital | 7,617,000 | 7,451,000 | 7,296,000 | 7,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,179,000 | 1,886,000 | 2,617,000 |
| Interest expense | 163,000 | 397,000 | 683,000 | 1,018,000 |
| Net interest income | 383,000 | 782,000 | 1,203,000 | 1,599,000 |
| Noninterest income | 127,000 | 158,000 | 190,000 | 497,000 |
| Noninterest expense | 630,000 | 1,253,000 | 1,900,000 | 2,580,000 |
| Provision for loan losses | 76,000 | 113,000 | 138,000 | 218,000 |
| Pretax income | -196,000 | -426,000 | -645,000 | -702,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -197,000 | -427,000 | -646,000 | -703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,617,000 | 7,451,000 | 7,296,000 | 7,308,000 |
| Total capital | 7,915,000 | 7,786,000 | 7,655,000 | 7,748,000 |
| Risk-weighted assets | 26,573,000 | 30,295,000 | 34,677,000 | 38,036,000 |