Call reports 2006
SUTTER COMMUNITY BANK — 2006
What SUTTER COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 10,246,000 | 18,587,000 | 25,209,000 |
| Total loans | 167,000 | 6,772,000 | 17,397,000 |
| Allowance for loan losses | 0 | 85,000 | 218,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,532,000 | 10,291,000 | 17,217,000 |
| Interest-bearing deposits | 1,196,000 | 9,148,000 | 13,515,000 |
| Noninterest-bearing deposits | 336,000 | 1,143,000 | 3,702,000 |
| Equity capital | 8,688,000 | 8,188,000 | 7,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 90,000 | 344,000 | 815,000 |
| Interest expense | 18,000 | 82,000 | 194,000 |
| Net interest income | 72,000 | 262,000 | 621,000 |
| Noninterest income | 0 | 7,000 | 17,000 |
| Noninterest expense | 862,000 | 1,474,000 | 2,124,000 |
| Provision for loan losses | 0 | 85,000 | 218,000 |
| Pretax income | -790,000 | -1,290,000 | -1,704,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -790,000 | -1,290,000 | -1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 8,688,000 | 8,188,000 | 7,774,000 |
| Total capital | 8,688,000 | 8,274,000 | 7,992,000 |
| Risk-weighted assets | 2,561,000 | 10,687,000 | 23,111,000 |