Call reports 2018
LINCOLN COMMUNITY BANK — 2018
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 65,119,000 | 59,904,000 | 59,858,000 |
| Total loans | 40,705,000 | 40,003,000 | 39,055,000 |
| Allowance for loan losses | 513,000 | 513,000 | 513,000 |
| Securities available for sale | 7,401,000 | 7,192,000 | 6,730,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 58,117,000 | 52,705,000 | 53,213,000 |
| Interest-bearing deposits | 43,010,000 | 37,292,000 | 37,654,000 |
| Noninterest-bearing deposits | 15,107,000 | 15,414,000 | 15,559,000 |
| Equity capital | 6,905,000 | 7,077,000 | 6,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 603,000 | 1,213,000 | 1,811,000 |
| Interest expense | 17,000 | 36,000 | 52,000 |
| Net interest income | 586,000 | 1,177,000 | 1,759,000 |
| Noninterest income | 84,000 | 191,000 | 294,000 |
| Noninterest expense | 458,000 | 900,000 | 1,518,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 212,000 | 468,000 | 535,000 |
| Income tax | 47,000 | 130,000 | 143,000 |
| Net income | 165,000 | 338,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 6,977,000 | 7,151,000 | 6,702,000 |
| Total capital | 7,490,000 | 7,664,000 | 7,213,000 |
| Risk-weighted assets | 43,777,000 | 42,191,000 | 40,914,000 |