Call reports 2017
LINCOLN COMMUNITY BANK — 2017
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,652,000 | 59,697,000 | 57,527,000 | 65,161,000 |
| Total loans | 41,668,000 | 42,530,000 | 41,611,000 | 40,715,000 |
| Allowance for loan losses | 492,000 | 492,000 | 495,000 | 508,000 |
| Securities available for sale | 7,099,000 | 6,758,000 | 6,506,000 | 7,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,785,000 | 52,834,000 | 50,641,000 | 58,180,000 |
| Interest-bearing deposits | 40,768,000 | 38,091,000 | 36,486,000 | 42,238,000 |
| Noninterest-bearing deposits | 14,017,000 | 14,743,000 | 14,155,000 | 15,942,000 |
| Equity capital | 6,727,000 | 6,750,000 | 6,773,000 | 6,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,136,000 | 1,715,000 | 2,331,000 |
| Interest expense | 14,000 | 29,000 | 42,000 | 58,000 |
| Net interest income | 546,000 | 1,107,000 | 1,673,000 | 2,273,000 |
| Noninterest income | 116,000 | 218,000 | 329,000 | 479,000 |
| Noninterest expense | 463,000 | 922,000 | 1,369,000 | 1,800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 403,000 | 633,000 | 952,000 |
| Income tax | 63,000 | 129,000 | 204,000 | 313,000 |
| Net income | 136,000 | 274,000 | 429,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,746,000 | 6,755,000 | 6,779,000 | 6,913,000 |
| Total capital | 7,238,000 | 7,247,000 | 7,274,000 | 7,421,000 |
| Risk-weighted assets | 42,309,000 | 42,974,000 | 42,335,000 | 44,254,000 |