Call reports 2016
LINCOLN COMMUNITY BANK — 2016
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,999,000 | 57,364,000 | 57,645,000 | 68,163,000 |
| Total loans | 44,128,000 | 43,151,000 | 41,763,000 | 41,661,000 |
| Allowance for loan losses | 504,000 | 485,000 | 485,000 | 492,000 |
| Securities available for sale | 4,972,000 | 5,170,000 | 5,968,000 | 7,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,487,000 | 49,935,000 | 50,267,000 | 61,094,000 |
| Interest-bearing deposits | 35,783,000 | 36,410,000 | 36,591,000 | 44,922,000 |
| Noninterest-bearing deposits | 13,704,000 | 13,525,000 | 13,676,000 | 16,172,000 |
| Equity capital | 7,223,000 | 7,281,000 | 7,265,000 | 6,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,175,000 | 1,731,000 | 2,307,000 |
| Interest expense | 14,000 | 29,000 | 42,000 | 57,000 |
| Net interest income | 564,000 | 1,146,000 | 1,689,000 | 2,250,000 |
| Noninterest income | 97,000 | 258,000 | 412,000 | 556,000 |
| Noninterest expense | 451,000 | 892,000 | 1,324,000 | 1,815,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 210,000 | 482,000 | 747,000 | 961,000 |
| Income tax | 68,000 | 159,000 | 247,000 | 315,000 |
| Net income | 142,000 | 323,000 | 500,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,198,000 | 7,240,000 | 7,236,000 | 6,610,000 |
| Total capital | 7,702,000 | 7,725,000 | 7,721,000 | 7,102,000 |
| Risk-weighted assets | 44,323,000 | 43,147,000 | 41,257,000 | 42,829,000 |