Call reports 2015
LINCOLN COMMUNITY BANK — 2015
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,465,000 | 58,561,000 | 57,542,000 | 59,148,000 |
| Total loans | 38,861,000 | 40,493,000 | 41,455,000 | 43,185,000 |
| Allowance for loan losses | 608,000 | 610,000 | 610,000 | 504,000 |
| Securities available for sale | 7,082,000 | 6,482,000 | 5,203,000 | 4,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,172,000 | 49,472,000 | 49,186,000 | 51,831,000 |
| Interest-bearing deposits | 36,257,000 | 36,295,000 | 35,407,000 | 37,649,000 |
| Noninterest-bearing deposits | 12,914,000 | 13,177,000 | 13,779,000 | 14,182,000 |
| Equity capital | 7,212,000 | 7,247,000 | 7,231,000 | 7,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,109,000 | 1,689,000 | 2,284,000 |
| Interest expense | 29,000 | 56,000 | 84,000 | 110,000 |
| Net interest income | 526,000 | 1,053,000 | 1,605,000 | 2,174,000 |
| Noninterest income | 84,000 | 234,000 | 369,000 | 488,000 |
| Noninterest expense | 425,000 | 843,000 | 1,299,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 444,000 | 675,000 | 850,000 |
| Income tax | 57,000 | 142,000 | 222,000 | 276,000 |
| Net income | 128,000 | 302,000 | 453,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,183,000 | 7,233,000 | 7,207,000 | 7,180,000 |
| Total capital | 7,685,000 | 7,756,000 | 7,735,000 | 7,684,000 |
| Risk-weighted assets | 40,103,000 | 41,735,000 | 42,137,000 | 43,605,000 |