Call reports 2014
LINCOLN COMMUNITY BANK — 2014
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,418,000 | 57,110,000 | 56,471,000 | 60,107,000 |
| Total loans | 37,474,000 | 37,484,000 | 37,544,000 | 38,101,000 |
| Allowance for loan losses | 793,000 | 794,000 | 469,000 | 605,000 |
| Securities available for sale | 8,163,000 | 7,320,000 | 7,010,000 | 6,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,542,000 | 48,821,000 | 48,095,000 | 51,958,000 |
| Interest-bearing deposits | 37,759,000 | 37,240,000 | 36,226,000 | 39,269,000 |
| Noninterest-bearing deposits | 10,783,000 | 11,581,000 | 11,869,000 | 12,689,000 |
| Equity capital | 7,052,000 | 7,165,000 | 7,274,000 | 7,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,076,000 | 1,635,000 | 2,191,000 |
| Interest expense | 39,000 | 73,000 | 109,000 | 141,000 |
| Net interest income | 504,000 | 1,003,000 | 1,526,000 | 2,050,000 |
| Noninterest income | 384,000 | 480,000 | 629,000 | 413,000 |
| Noninterest expense | 557,000 | 999,000 | 1,483,000 | 1,933,000 |
| Provision for loan losses | 240,000 | 240,000 | 284,000 | 284,000 |
| Pretax income | 91,000 | 241,000 | 385,000 | 243,000 |
| Income tax | 20,000 | 63,000 | 91,000 | 21,000 |
| Net income | 71,000 | 178,000 | 294,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,006,000 | 7,113,000 | 7,229,000 | 7,057,000 |
| Total capital | 7,491,000 | 7,597,000 | 7,698,000 | 7,544,000 |
| Risk-weighted assets | 38,466,000 | 38,448,000 | 38,774,000 | 38,865,000 |