Call reports 2013
LINCOLN COMMUNITY BANK — 2013
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,738,000 | 57,614,000 | 56,750,000 | 61,478,000 |
| Total loans | 35,455,000 | 36,343,000 | 35,892,000 | 37,474,000 |
| Allowance for loan losses | 698,000 | 715,000 | 561,000 | 577,000 |
| Securities available for sale | 8,494,000 | 9,151,000 | 8,887,000 | 8,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,655,000 | 49,407,000 | 48,422,000 | 53,442,000 |
| Interest-bearing deposits | 39,432,000 | 39,333,000 | 38,014,000 | 42,352,000 |
| Noninterest-bearing deposits | 10,223,000 | 10,074,000 | 10,408,000 | 11,090,000 |
| Equity capital | 6,998,000 | 7,089,000 | 7,212,000 | 6,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,046,000 | 1,591,000 | 2,138,000 |
| Interest expense | 48,000 | 91,000 | 134,000 | 175,000 |
| Net interest income | 470,000 | 955,000 | 1,457,000 | 1,963,000 |
| Noninterest income | 126,000 | 256,000 | 397,000 | 516,000 |
| Noninterest expense | 472,000 | 915,000 | 1,373,000 | 1,863,000 |
| Provision for loan losses | 62,000 | 82,000 | 112,000 | 284,000 |
| Pretax income | 62,000 | 214,000 | 369,000 | 332,000 |
| Income tax | 9,000 | 27,000 | 71,000 | 44,000 |
| Net income | 53,000 | 187,000 | 298,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,924,000 | 7,058,000 | 7,170,000 | 6,935,000 |
| Total capital | 7,391,000 | 7,543,000 | 7,639,000 | 7,426,000 |
| Risk-weighted assets | 37,131,000 | 38,536,000 | 37,415,000 | 39,213,000 |