Call reports 2012
LINCOLN COMMUNITY BANK — 2012
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,909,000 | 58,583,000 | 58,463,000 | 60,419,000 |
| Total loans | 33,817,000 | 33,545,000 | 34,930,000 | 35,893,000 |
| Allowance for loan losses | 633,000 | 662,000 | 633,000 | 648,000 |
| Securities available for sale | 12,866,000 | 12,263,000 | 11,147,000 | 9,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,247,000 | 50,856,000 | 50,492,000 | 52,410,000 |
| Interest-bearing deposits | 40,829,000 | 40,448,000 | 38,880,000 | 41,381,000 |
| Noninterest-bearing deposits | 10,418,000 | 10,408,000 | 11,612,000 | 11,029,000 |
| Equity capital | 6,555,000 | 6,645,000 | 6,845,000 | 6,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,181,000 | 1,756,000 | 2,248,000 |
| Interest expense | 73,000 | 135,000 | 192,000 | 243,000 |
| Net interest income | 512,000 | 1,046,000 | 1,564,000 | 2,005,000 |
| Noninterest income | 64,000 | 183,000 | 317,000 | 584,000 |
| Noninterest expense | 449,000 | 914,000 | 1,350,000 | 1,826,000 |
| Provision for loan losses | 130,000 | 160,000 | 242,000 | 313,000 |
| Pretax income | -3,000 | 155,000 | 289,000 | 450,000 |
| Income tax | 51,000 | 93,000 | 57,000 | 102,000 |
| Net income | -54,000 | 62,000 | 232,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,348,000 | 6,503,000 | 6,704,000 | 6,871,000 |
| Total capital | 6,804,000 | 6,953,000 | 7,180,000 | 7,340,000 |
| Risk-weighted assets | 36,286,000 | 35,764,000 | 37,956,000 | 37,369,000 |