Call reports 2011
LINCOLN COMMUNITY BANK — 2011
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,321,000 | 61,417,000 | 60,587,000 | 61,992,000 |
| Total loans | 38,836,000 | 36,445,000 | 36,371,000 | 35,580,000 |
| Allowance for loan losses | 1,160,000 | 1,158,000 | 832,000 | 876,000 |
| Securities available for sale | 11,352,000 | 11,240,000 | 10,767,000 | 12,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,760,000 | 53,720,000 | 52,927,000 | 54,326,000 |
| Interest-bearing deposits | 43,600,000 | 42,815,000 | 41,689,000 | 42,635,000 |
| Noninterest-bearing deposits | 12,160,000 | 10,905,000 | 11,238,000 | 11,691,000 |
| Equity capital | 6,421,000 | 6,543,000 | 6,548,000 | 6,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,278,000 | 1,878,000 | 2,463,000 |
| Interest expense | 107,000 | 203,000 | 292,000 | 375,000 |
| Net interest income | 539,000 | 1,075,000 | 1,586,000 | 2,088,000 |
| Noninterest income | 83,000 | 174,000 | 149,000 | 268,000 |
| Noninterest expense | 612,000 | 1,116,000 | 1,605,000 | 2,063,000 |
| Provision for loan losses | 168,000 | 168,000 | 168,000 | 219,000 |
| Pretax income | -158,000 | -35,000 | 38,000 | 150,000 |
| Income tax | -82,000 | -56,000 | -48,000 | -3,000 |
| Net income | -76,000 | 21,000 | 86,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,027,000 | 6,212,000 | 6,199,000 | 6,411,000 |
| Total capital | 6,532,000 | 6,700,000 | 6,683,000 | 6,890,000 |
| Risk-weighted assets | 39,758,000 | 38,347,000 | 38,081,000 | 37,794,000 |