Call reports 2010
LINCOLN COMMUNITY BANK — 2010
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,522,000 | 63,941,000 | 62,103,000 | 66,964,000 |
| Total loans | 47,147,000 | 45,053,000 | 46,119,000 | 40,855,000 |
| Allowance for loan losses | 790,000 | 845,000 | 984,000 | 1,051,000 |
| Securities available for sale | 8,242,000 | 8,255,000 | 8,580,000 | 9,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,644,000 | 56,014,000 | 54,125,000 | 59,350,000 |
| Interest-bearing deposits | 48,274,000 | 46,456,000 | 44,463,000 | 49,281,000 |
| Noninterest-bearing deposits | 9,370,000 | 9,558,000 | 9,662,000 | 10,069,000 |
| Equity capital | 6,644,000 | 6,711,000 | 6,771,000 | 6,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,512,000 | 2,249,000 | 2,942,000 |
| Interest expense | 181,000 | 345,000 | 487,000 | 606,000 |
| Net interest income | 570,000 | 1,167,000 | 1,762,000 | 2,336,000 |
| Noninterest income | 87,000 | 175,000 | 314,000 | 432,000 |
| Noninterest expense | 515,000 | 1,019,000 | 1,515,000 | 2,064,000 |
| Provision for loan losses | 65,000 | 185,000 | 305,000 | 745,000 |
| Pretax income | 77,000 | 138,000 | 256,000 | -41,000 |
| Income tax | -2,000 | -2,000 | 11,000 | -131,000 |
| Net income | 79,000 | 140,000 | 245,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,459,000 | 6,515,000 | 6,536,000 | 6,103,000 |
| Total capital | 7,068,000 | 7,103,000 | 7,120,000 | 6,625,000 |
| Risk-weighted assets | 48,644,000 | 46,776,000 | 46,288,000 | 41,775,000 |