Call reports 2009
LINCOLN COMMUNITY BANK — 2009
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 69,998,000 | 66,436,000 | 66,416,000 | 70,493,000 |
| Total loans | 50,866,000 | 50,593,000 | 49,387,000 | 48,529,000 |
| Allowance for loan losses | 681,000 | 775,000 | 764,000 | 738,000 |
| Securities available for sale | 10,737,000 | 8,411,000 | 8,465,000 | 7,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,305,000 | 58,666,000 | 58,599,000 | 62,645,000 |
| Interest-bearing deposits | 50,760,000 | 51,021,000 | 51,080,000 | 54,275,000 |
| Noninterest-bearing deposits | 8,545,000 | 7,645,000 | 7,519,000 | 8,370,000 |
| Equity capital | 6,431,000 | 6,490,000 | 6,529,000 | 6,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,774,000 | 2,622,000 | 3,438,000 |
| Interest expense | 279,000 | 497,000 | 699,000 | 901,000 |
| Net interest income | 627,000 | 1,277,000 | 1,923,000 | 2,537,000 |
| Noninterest income | 112,000 | 202,000 | 308,000 | 424,000 |
| Noninterest expense | 528,000 | 1,087,000 | 1,626,000 | 2,145,000 |
| Provision for loan losses | 37,000 | 197,000 | 481,000 | 537,000 |
| Pretax income | 174,000 | 195,000 | 132,000 | 279,000 |
| Income tax | 49,000 | 38,000 | -18,000 | 13,000 |
| Net income | 125,000 | 157,000 | 150,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,290,000 | 6,322,000 | 6,314,000 | 6,430,000 |
| Total capital | 6,927,000 | 6,951,000 | 6,931,000 | 7,060,000 |
| Risk-weighted assets | 50,911,000 | 50,163,000 | 49,290,000 | 50,286,000 |