Call reports 2008
LINCOLN COMMUNITY BANK — 2008
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 70,661,000 | 69,377,000 | 69,112,000 | 72,769,000 |
| Total loans | 52,315,000 | 50,684,000 | 52,417,000 | 51,080,000 |
| Allowance for loan losses | 665,000 | 757,000 | 663,000 | 626,000 |
| Securities available for sale | 9,427,000 | 11,218,000 | 10,323,000 | 10,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,070,000 | 60,854,000 | 58,653,000 | 62,298,000 |
| Interest-bearing deposits | 49,152,000 | 50,304,000 | 49,838,000 | 54,188,000 |
| Noninterest-bearing deposits | 10,918,000 | 10,550,000 | 8,815,000 | 8,110,000 |
| Equity capital | 5,881,000 | 5,961,000 | 6,084,000 | 6,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,144,000 | 3,101,000 | 4,018,000 |
| Interest expense | 437,000 | 819,000 | 1,168,000 | 1,485,000 |
| Net interest income | 658,000 | 1,325,000 | 1,933,000 | 2,533,000 |
| Noninterest income | 82,000 | 159,000 | 261,000 | 345,000 |
| Noninterest expense | 506,000 | 1,004,000 | 1,528,000 | 2,078,000 |
| Provision for loan losses | 15,000 | 168,000 | 183,000 | 213,000 |
| Pretax income | 219,000 | 312,000 | 482,000 | 586,000 |
| Income tax | 73,000 | -63,000 | -5,000 | -5,000 |
| Net income | 146,000 | 375,000 | 487,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,794,000 | 5,949,000 | 6,059,000 | 6,165,000 |
| Total capital | 6,459,000 | 6,609,000 | 6,706,000 | 6,791,000 |
| Risk-weighted assets | 54,688,000 | 52,727,000 | 51,791,000 | 51,821,000 |