Call reports 2005

LINCOLN COMMUNITY BANK — 2005

Name: LINCOLN COMMUNITY BANK — FFIEC call report 2005
Creator: LINCOLN COMMUNITY BANK

What LINCOLN COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/875e04f2-ffa7-4831-bbd9-87f5cbf83f9e/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	62,418,000	62,689,000	62,592,000	62,751,000
Total loans	49,392,000	50,536,000	51,562,000	49,657,000
Allowance for loan losses	698,000	698,000	683,000	683,000
Securities available for sale	7,055,000	7,150,000	6,327,000	6,143,000
Securities held to maturity	116,000	116,000	115,000	115,000
Trading assets	0	0	0	0
Total deposits	56,896,000	56,721,000	54,402,000	56,954,000
Interest-bearing deposits	45,774,000	45,308,000	43,743,000	44,412,000
Noninterest-bearing deposits	11,122,000	11,413,000	10,659,000	12,542,000
Equity capital	5,245,000	5,264,000	5,251,000	5,381,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	882,000	1,811,000	2,766,000	3,745,000
Interest expense	182,000	391,000	629,000	890,000
Net interest income	700,000	1,420,000	2,137,000	2,855,000
Noninterest income	55,000	109,000	175,000	219,000
Noninterest expense	434,000	872,000	1,304,000	1,783,000
Provision for loan losses	12,000	16,000	16,000	16,000
Pretax income	309,000	641,000	992,000	1,523,000
Income tax	113,000	243,000	379,000	588,000
Net income	196,000	398,000	613,000	935,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	5,293,000	5,295,000	5,284,000	5,382,000
Total capital	5,868,000	5,861,000	5,865,000	5,946,000
Risk-weighted assets	45,838,000	45,112,000	46,402,000	45,012,000