Call reports 2003

LINCOLN COMMUNITY BANK — 2003

Name: LINCOLN COMMUNITY BANK — FFIEC call report 2003
Creator: LINCOLN COMMUNITY BANK

What LINCOLN COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/875e04f2-ffa7-4831-bbd9-87f5cbf83f9e/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	62,743,000	61,315,000	62,842,000	66,825,000
Total loans	48,875,000	50,128,000	50,114,000	49,968,000
Allowance for loan losses	808,000	820,000	808,000	779,000
Securities available for sale	3,492,000	3,953,000	5,521,000	6,355,000
Securities held to maturity	216,000	216,000	216,000	216,000
Trading assets	0	0	0	0
Total deposits	57,878,000	56,415,000	57,765,000	61,754,000
Interest-bearing deposits	46,588,000	45,667,000	46,024,000	49,885,000
Noninterest-bearing deposits	11,290,000	10,748,000	11,741,000	11,869,000
Equity capital	4,500,000	4,601,000	4,746,000	4,757,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	960,000	1,902,000	2,855,000	3,761,000
Interest expense	259,000	479,000	683,000	879,000
Net interest income	701,000	1,423,000	2,172,000	2,882,000
Noninterest income	108,000	182,000	267,000	322,000
Noninterest expense	474,000	924,000	1,359,000	1,783,000
Provision for loan losses	95,000	110,000	123,000	144,000
Pretax income	240,000	571,000	957,000	1,277,000
Income tax	44,000	173,000	314,000	423,000
Net income	196,000	398,000	643,000	854,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,495,000	4,596,000	4,740,000	4,751,000
Total capital	5,066,000	5,204,000	5,378,000	5,359,000
Risk-weighted assets	45,472,000	48,424,000	50,893,000	48,497,000