Call reports 2002
LINCOLN COMMUNITY BANK — 2002
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,565,000 | 57,343,000 | 60,587,000 | 61,755,000 |
| Total loans | 45,874,000 | 47,958,000 | 50,375,000 | 51,023,000 |
| Allowance for loan losses | 646,000 | 671,000 | 683,000 | 725,000 |
| Securities available for sale | 4,123,000 | 4,134,000 | 3,621,000 | 3,617,000 |
| Securities held to maturity | 216,000 | 216,000 | 216,000 | 216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,042,000 | 51,955,000 | 53,497,000 | 56,483,000 |
| Interest-bearing deposits | 41,639,000 | 41,336,000 | 42,612,000 | 45,126,000 |
| Noninterest-bearing deposits | 9,403,000 | 10,619,000 | 10,885,000 | 11,357,000 |
| Equity capital | 4,170,000 | 4,274,000 | 4,319,000 | 4,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,946,000 | 2,925,000 | 3,934,000 |
| Interest expense | 270,000 | 541,000 | 809,000 | 1,078,000 |
| Net interest income | 699,000 | 1,405,000 | 2,116,000 | 2,856,000 |
| Noninterest income | 65,000 | 123,000 | 192,000 | 284,000 |
| Noninterest expense | 435,000 | 869,000 | 1,288,000 | 1,727,000 |
| Provision for loan losses | 68,000 | 80,000 | 129,000 | 168,000 |
| Pretax income | 261,000 | 579,000 | 891,000 | 1,245,000 |
| Income tax | 82,000 | 210,000 | 332,000 | 487,000 |
| Net income | 179,000 | 369,000 | 559,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,168,000 | 4,258,000 | 4,299,000 | 4,397,000 |
| Total capital | 4,717,000 | 4,831,000 | 4,879,000 | 5,006,000 |
| Risk-weighted assets | 43,847,000 | 45,730,000 | 46,362,000 | 48,642,000 |