Call reports 2001
LINCOLN COMMUNITY BANK — 2001
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,310,000 | 56,191,000 | 57,676,000 | 55,971,000 |
| Total loans | 43,606,000 | 44,618,000 | 46,212,000 | 46,140,000 |
| Allowance for loan losses | 525,000 | 537,000 | 553,000 | 582,000 |
| Securities available for sale | 4,817,000 | 4,689,000 | 4,128,000 | 4,147,000 |
| Securities held to maturity | 106,000 | 103,000 | 103,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,069,000 | 51,890,000 | 53,280,000 | 50,911,000 |
| Interest-bearing deposits | 40,094,000 | 41,586,000 | 41,519,000 | 40,125,000 |
| Noninterest-bearing deposits | 9,975,000 | 10,304,000 | 11,761,000 | 10,786,000 |
| Equity capital | 3,806,000 | 3,938,000 | 4,026,000 | 4,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,156,000 | 3,243,000 | 4,275,000 |
| Interest expense | 426,000 | 850,000 | 1,244,000 | 1,565,000 |
| Net interest income | 652,000 | 1,306,000 | 1,999,000 | 2,710,000 |
| Noninterest income | 66,000 | 124,000 | 176,000 | 233,000 |
| Noninterest expense | 406,000 | 809,000 | 1,228,000 | 1,627,000 |
| Provision for loan losses | 51,000 | 63,000 | 90,000 | 142,000 |
| Pretax income | 261,000 | 558,000 | 857,000 | 1,174,000 |
| Income tax | 89,000 | 202,000 | 318,000 | 447,000 |
| Net income | 172,000 | 356,000 | 539,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,786,000 | 3,919,000 | 4,001,000 | 4,089,000 |
| Total capital | 4,242,000 | 4,410,000 | 4,553,000 | 4,635,000 |
| Risk-weighted assets | 36,430,000 | 39,213,000 | 44,137,000 | 43,623,000 |