Call reports 2026
OSB COMMUNITY BANK — 2026
What OSB COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 360,809,000 | 355,617,000 |
| Total loans | 312,078,000 | 309,614,000 |
| Allowance for loan losses | 4,058,000 | 4,047,000 |
| Securities available for sale | 15,621,000 | 15,093,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 298,354,000 | 293,477,000 |
| Interest-bearing deposits | 272,528,000 | 266,045,000 |
| Noninterest-bearing deposits | 25,826,000 | 27,432,000 |
| Equity capital | 40,314,000 | 40,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,531,000 | 9,056,000 |
| Interest expense | 1,676,000 | 3,292,000 |
| Net interest income | 2,855,000 | 5,764,000 |
| Noninterest income | 312,000 | 1,011,000 |
| Noninterest expense | 2,316,000 | 4,578,000 |
| Provision for loan losses | -77,000 | -94,000 |
| Pretax income | 931,000 | 2,294,000 |
| Income tax | 268,000 | 577,000 |
| Net income | 663,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,131,000 | 41,603,000 |
| Total capital | 44,517,000 | 44,906,000 |
| Risk-weighted assets | 270,191,000 | 263,475,000 |