Call report 2025Q4
OSB COMMUNITY BANK — 2025Q4
The 22 measures OSB COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 362,554,000 | USD | evidence → |
| Total loans | 309,948,000 | USD | evidence → |
| Allowance for loan losses | 4,190,000 | USD | evidence → |
| Securities available for sale | 16,002,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,947,000 | USD | evidence → |
| Interest-bearing deposits | 275,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,608,000 | USD | evidence → |
| Equity capital | 40,182,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,533,000 | USD | evidence → |
| Interest expense | 6,933,000 | USD | evidence → |
| Net interest income | 10,600,000 | USD | evidence → |
| Noninterest income | 946,000 | USD | evidence → |
| Noninterest expense | 8,634,000 | USD | evidence → |
| Provision for loan losses | -48,000 | USD | evidence → |
| Pretax income | 2,956,000 | USD | evidence → |
| Income tax | 838,000 | USD | evidence → |
| Net income | 2,118,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,964,000 | USD | evidence → |
| Total capital | 44,273,000 | USD | evidence → |
| Risk-weighted assets | 263,884,000 | USD | evidence → |