Call reports 2016
MIDWEST COMMUNITY BANK — 2016
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 221,121,000 | 232,280,000 | 235,594,000 | 221,887,000 |
| Total loans | 184,621,000 | 204,899,000 | 201,266,000 | 183,098,000 |
| Allowance for loan losses | 2,771,000 | 2,525,000 | 2,849,000 | 2,830,000 |
| Securities available for sale | 1,796,000 | 1,791,000 | 1,790,000 | 1,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,052,000 | 202,653,000 | 209,181,000 | 195,097,000 |
| Interest-bearing deposits | 163,116,000 | 171,554,000 | 179,621,000 | 162,897,000 |
| Noninterest-bearing deposits | 32,936,000 | 31,099,000 | 29,560,000 | 32,200,000 |
| Equity capital | 23,430,000 | 23,781,000 | 24,487,000 | 24,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,085,000 | 6,204,000 | 8,299,000 |
| Interest expense | 291,000 | 590,000 | 916,000 | 1,248,000 |
| Net interest income | 1,726,000 | 3,495,000 | 5,288,000 | 7,051,000 |
| Noninterest income | 3,092,000 | 7,208,000 | 12,395,000 | 17,062,000 |
| Noninterest expense | 4,180,000 | 9,019,000 | 14,340,000 | 19,896,000 |
| Provision for loan losses | 425,000 | 625,000 | 1,025,000 | 1,155,000 |
| Pretax income | 213,000 | 1,059,000 | 2,318,000 | 3,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 848,000 | 1,896,000 | 2,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,272,000 | 21,790,000 | 22,764,000 | 23,222,000 |
| Total capital | 23,511,000 | 24,150,000 | 25,117,000 | 25,456,000 |
| Risk-weighted assets | 176,437,000 | 186,701,000 | 186,038,000 | 176,547,000 |