Call reports 2015
MIDWEST COMMUNITY BANK — 2015
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,197,000 | 218,471,000 | 210,833,000 | 217,730,000 |
| Total loans | 187,599,000 | 192,469,000 | 180,963,000 | 188,215,000 |
| Allowance for loan losses | 2,719,000 | 2,820,000 | 2,623,000 | 2,686,000 |
| Securities available for sale | 1,797,000 | 1,796,000 | 1,796,000 | 1,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,817,000 | 188,379,000 | 185,608,000 | 192,128,000 |
| Interest-bearing deposits | 153,773,000 | 157,026,000 | 158,887,000 | 159,023,000 |
| Noninterest-bearing deposits | 34,044,000 | 31,353,000 | 26,721,000 | 33,105,000 |
| Equity capital | 22,588,000 | 22,954,000 | 23,456,000 | 23,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,079,000 | 6,153,000 | 8,248,000 |
| Interest expense | 347,000 | 720,000 | 1,111,000 | 1,513,000 |
| Net interest income | 1,634,000 | 3,359,000 | 5,042,000 | 6,735,000 |
| Noninterest income | 2,949,000 | 6,752,000 | 10,110,000 | 13,314,000 |
| Noninterest expense | 3,688,000 | 8,159,000 | 12,508,000 | 16,774,000 |
| Provision for loan losses | 598,000 | 898,000 | 998,000 | 1,098,000 |
| Pretax income | 297,000 | 1,054,000 | 1,646,000 | 2,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 866,000 | 1,367,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,638,000 | 21,183,000 | 21,830,000 | 22,179,000 |
| Total capital | 22,824,000 | 23,413,000 | 23,972,000 | 24,389,000 |
| Risk-weighted assets | 172,398,000 | 176,052,000 | 169,234,000 | 174,813,000 |