Call reports 2014
MIDWEST COMMUNITY BANK — 2014
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 207,523,000 | 212,798,000 | 201,951,000 | 204,238,000 |
| Total loans | 168,447,000 | 187,192,000 | 174,757,000 | 171,901,000 |
| Allowance for loan losses | 2,371,000 | 2,517,000 | 2,881,000 | 2,967,000 |
| Securities available for sale | 1,798,000 | 1,798,000 | 1,798,000 | 1,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,934,000 | 180,787,000 | 178,842,000 | 180,170,000 |
| Interest-bearing deposits | 155,267,000 | 149,402,000 | 152,956,000 | 147,737,000 |
| Noninterest-bearing deposits | 29,667,000 | 31,385,000 | 25,886,000 | 32,433,000 |
| Equity capital | 21,182,000 | 21,559,000 | 21,602,000 | 22,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,045,000 | 4,128,000 | 6,294,000 | 8,402,000 |
| Interest expense | 468,000 | 885,000 | 1,272,000 | 1,649,000 |
| Net interest income | 1,577,000 | 3,243,000 | 5,022,000 | 6,753,000 |
| Noninterest income | 1,359,000 | 3,382,000 | 5,915,000 | 8,609,000 |
| Noninterest expense | 2,538,000 | 5,512,000 | 8,837,000 | 12,114,000 |
| Provision for loan losses | 171,000 | 473,000 | 848,000 | 1,148,000 |
| Pretax income | 227,000 | 640,000 | 1,252,000 | 2,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 578,000 | 1,121,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,844,000 | 21,236,000 | 21,323,000 | 22,139,000 |
| Total capital | 22,725,000 | 23,291,000 | 23,266,000 | 24,056,000 |
| Risk-weighted assets | 149,955,000 | 163,930,000 | 154,534,000 | 152,304,000 |