Call reports 2013
MIDWEST COMMUNITY BANK — 2013
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 206,221,000 | 207,029,000 | 200,918,000 | 206,378,000 |
| Total loans | 158,222,000 | 172,481,000 | 171,001,000 | 164,561,000 |
| Allowance for loan losses | 3,327,000 | 2,756,000 | 3,411,000 | 2,941,000 |
| Securities available for sale | 1,799,000 | 1,798,000 | 1,798,000 | 1,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,783,000 | 184,261,000 | 178,298,000 | 183,524,000 |
| Interest-bearing deposits | 155,197,000 | 156,890,000 | 154,400,000 | 154,288,000 |
| Noninterest-bearing deposits | 28,586,000 | 27,371,000 | 23,898,000 | 29,236,000 |
| Equity capital | 20,930,000 | 21,180,000 | 21,186,000 | 21,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 4,042,000 | 6,136,000 | 8,293,000 |
| Interest expense | 487,000 | 971,000 | 1,448,000 | 1,937,000 |
| Net interest income | 1,523,000 | 3,071,000 | 4,688,000 | 6,356,000 |
| Noninterest income | 2,429,000 | 5,296,000 | 7,738,000 | 9,481,000 |
| Noninterest expense | 3,374,000 | 6,676,000 | 9,818,000 | 12,657,000 |
| Provision for loan losses | 145,000 | 967,000 | 1,624,000 | 2,149,000 |
| Pretax income | 433,000 | 724,000 | 984,000 | 1,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 641,000 | 897,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,497,000 | 20,931,000 | 20,884,000 | 20,911,000 |
| Total capital | 22,330,000 | 22,863,000 | 22,796,000 | 22,799,000 |
| Risk-weighted assets | 145,130,000 | 153,775,000 | 151,473,000 | 149,991,000 |