Call reports 2008
MIDWEST COMMUNITY BANK — 2008
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 222,568,000 | 213,169,000 | 213,780,000 | 204,628,000 |
| Total loans | 187,581,000 | 181,456,000 | 179,812,000 | 182,541,000 |
| Allowance for loan losses | 2,068,000 | 2,070,000 | 1,812,000 | 1,792,000 |
| Securities available for sale | 2,291,000 | 2,286,000 | 2,293,000 | 2,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,169,000 | 180,946,000 | 181,416,000 | 172,265,000 |
| Interest-bearing deposits | 171,852,000 | 164,339,000 | 164,419,000 | 154,931,000 |
| Noninterest-bearing deposits | 18,317,000 | 16,607,000 | 16,997,000 | 17,334,000 |
| Equity capital | 20,471,000 | 20,360,000 | 20,476,000 | 20,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,539,000 | 9,503,000 | 12,352,000 |
| Interest expense | 1,811,000 | 3,442,000 | 5,017,000 | 6,461,000 |
| Net interest income | 1,660,000 | 3,097,000 | 4,486,000 | 5,891,000 |
| Noninterest income | 804,000 | 1,810,000 | 2,651,000 | 3,415,000 |
| Noninterest expense | 1,832,000 | 3,789,000 | 5,436,000 | 7,125,000 |
| Provision for loan losses | 70,000 | 160,000 | 324,000 | 646,000 |
| Pretax income | 562,000 | 958,000 | 1,377,000 | 1,535,000 |
| Income tax | 7,000 | 9,000 | 11,000 | 14,000 |
| Net income | 555,000 | 949,000 | 1,366,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,404,000 | 20,298,000 | 20,417,000 | 20,575,000 |
| Total capital | 22,472,000 | 22,368,000 | 22,229,000 | 22,367,000 |
| Risk-weighted assets | 187,132,000 | 182,477,000 | 180,686,000 | 176,260,000 |