Call reports 2007
MIDWEST COMMUNITY BANK — 2007
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 229,099,000 | 227,433,000 | 220,937,000 | 221,439,000 |
| Total loans | 212,602,000 | 201,071,000 | 196,455,000 | 186,203,000 |
| Allowance for loan losses | 2,185,000 | 2,416,000 | 2,509,000 | 2,078,000 |
| Securities available for sale | 2,269,000 | 2,270,000 | 2,278,000 | 2,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,183,000 | 194,104,000 | 188,915,000 | 189,071,000 |
| Interest-bearing deposits | 177,179,000 | 172,831,000 | 170,973,000 | 170,963,000 |
| Noninterest-bearing deposits | 19,004,000 | 21,273,000 | 17,942,000 | 18,108,000 |
| Equity capital | 19,380,000 | 19,898,000 | 20,061,000 | 20,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,012,000 | 8,243,000 | 12,401,000 | 16,240,000 |
| Interest expense | 1,913,000 | 3,899,000 | 5,931,000 | 7,906,000 |
| Net interest income | 2,099,000 | 4,344,000 | 6,470,000 | 8,334,000 |
| Noninterest income | 998,000 | 2,231,000 | 3,209,000 | 4,074,000 |
| Noninterest expense | 2,396,000 | 4,719,000 | 7,032,000 | 8,963,000 |
| Provision for loan losses | 160,000 | 392,000 | 569,000 | 569,000 |
| Pretax income | 541,000 | 1,464,000 | 2,078,000 | 2,876,000 |
| Income tax | -3,000 | 3,000 | 8,000 | 11,000 |
| Net income | 544,000 | 1,461,000 | 2,070,000 | 2,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,304,000 | 19,830,000 | 19,993,000 | 20,394,000 |
| Total capital | 21,489,000 | 22,246,000 | 22,450,000 | 22,472,000 |
| Risk-weighted assets | 209,181,000 | 196,965,000 | 196,531,000 | 187,368,000 |