Call reports 2006
MIDWEST COMMUNITY BANK — 2006
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 187,215,000 | 197,920,000 | 209,212,000 | 227,020,000 |
| Total loans | 165,018,000 | 164,602,000 | 176,484,000 | 198,460,000 |
| Allowance for loan losses | 1,863,000 | 1,938,000 | 2,013,000 | 2,059,000 |
| Securities available for sale | 2,121,000 | 2,118,000 | 2,223,000 | 2,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,619,000 | 161,579,000 | 172,183,000 | 194,608,000 |
| Interest-bearing deposits | 134,190,000 | 143,422,000 | 154,461,000 | 174,974,000 |
| Noninterest-bearing deposits | 17,429,000 | 18,157,000 | 17,722,000 | 19,634,000 |
| Equity capital | 17,568,000 | 18,239,000 | 18,712,000 | 19,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,881,000 | 6,036,000 | 9,525,000 | 13,326,000 |
| Interest expense | 1,230,000 | 2,552,000 | 4,110,000 | 5,950,000 |
| Net interest income | 1,651,000 | 3,484,000 | 5,415,000 | 7,376,000 |
| Noninterest income | 651,000 | 1,558,000 | 2,528,000 | 3,711,000 |
| Noninterest expense | 1,574,000 | 3,255,000 | 5,257,000 | 7,471,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 653,000 | 1,637,000 | 2,461,000 | 3,316,000 |
| Income tax | 1,000 | 11,000 | 19,000 | 29,000 |
| Net income | 652,000 | 1,626,000 | 2,442,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,485,000 | 18,160,000 | 18,628,000 | 19,116,000 |
| Total capital | 19,348,000 | 20,098,000 | 20,641,000 | 21,175,000 |
| Risk-weighted assets | 164,829,000 | 162,022,000 | 180,436,000 | 194,441,000 |