Call reports 2005
MIDWEST COMMUNITY BANK — 2005
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 166,322,000 | 172,511,000 | 180,987,000 | 192,176,000 |
| Total loans | 145,244,000 | 154,678,000 | 157,591,000 | 159,130,000 |
| Allowance for loan losses | 1,564,000 | 1,639,000 | 1,713,000 | 1,788,000 |
| Securities available for sale | 1,525,000 | 2,016,000 | 2,010,000 | 2,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,634,000 | 144,331,000 | 146,245,000 | 156,944,000 |
| Interest-bearing deposits | 120,887,000 | 124,475,000 | 128,464,000 | 136,980,000 |
| Noninterest-bearing deposits | 17,747,000 | 19,856,000 | 17,781,000 | 19,964,000 |
| Equity capital | 15,886,000 | 16,331,000 | 16,946,000 | 17,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 4,594,000 | 7,168,000 | 9,919,000 |
| Interest expense | 869,000 | 1,795,000 | 2,860,000 | 4,033,000 |
| Net interest income | 1,590,000 | 2,799,000 | 4,308,000 | 5,886,000 |
| Noninterest income | 221,000 | 1,063,000 | 1,814,000 | 2,576,000 |
| Noninterest expense | 1,129,000 | 2,451,000 | 3,726,000 | 5,207,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 599,000 | 1,253,000 | 2,163,000 | 2,947,000 |
| Income tax | -1,000 | 3,000 | 7,000 | 26,000 |
| Net income | 600,000 | 1,250,000 | 2,156,000 | 2,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,790,000 | 16,239,000 | 16,859,000 | 17,322,000 |
| Total capital | 17,354,000 | 17,878,000 | 18,572,000 | 19,110,000 |
| Risk-weighted assets | 144,722,000 | 152,775,000 | 160,915,000 | 168,927,000 |